Alternative Investment Ideas?

Stevyamda

A majority of our long term assets 401k, IRA, HSA are tied to the stock market. I would like to diversify my assets, a little curious if anyone has any alternative investment ideas or experience (positive or negative)?

I have dipped my toe into Peer-to-Peer lending, no complaints so far. Some negatives are that assets are not liquid. Returns are decent early on but will trail off over time as a loan's principle declines. Although not directly tied to the market, if the economy is really bad, people could stop paying their lenders.

AlbertAmont

I’ve been thinking along the same lines lately, looking for ways to diversify outside the stock market. One option I’ve been exploring is digital assets, like gaming skins.  It might sound niche, but platforms like https://skin.land/ let you buy and sell CSGO skins, and there’s actually some decent potential there if you know what to look for. It’s definitely a different kind of investment, but it’s been fun and surprisingly profitable for some people.

Stevyamda

Been in quite a few. Best was oil/NG start up leasing that was a huge return with a short investment. Had some in oil drilling that was a complete flop. REITs have been rough in this environment. They fee like no other and like to change their story in the end. Best advice is that mutuals aren't sexy, but they will get the return that you probably want with better liquidity and less risk.

The only other place that might make sense to me is rental properties. They are decent long term plays generally if you get into one with decent bones and have a solid renter or string or renters.